If you or someone you know is looking to invest in a new car, our South Jersey pre-owned auto professionals can help. At Apollo Preowned Auto, we understand how important getting a car is for you. That is why we dedicate all of our efforts to making sure you get the car you want at a competitive price.
Turn to our knowledgeable, skilled professionals for assistance throughout your entire car-buying process. To learn more about all of our services and how we can help you, call our offices today at (856) 347-5091.
If you feel you will not be able to get a new set of wheels because of your credit score, you are not alone. Like you, thousands of people have struggled with their credit scores due to tough financial situations. The good news is you may be able to get the car you need, even if your credit score is not excellent. Today more than ever, many lenders are willing to grant a loan to people in need of a vehicle. Furthermore, an excellent auto dealership should be able to streamline this process so you can get the loan you need for the car you want.
However, there are several rules you need to take into account before applying for your high-quality, pre-owned car in South Jersey. The first thing you should do is know where your credit score stands. Going blindly to a dealership because you “believe” your credit score is not the best is not the way to go. Take a moment and check your current credit score, so you have a better idea where you stand. Petitioners can see their credit report from the three major credit bureaus in the U.S. (Experian, Equifax & TransUnion) at least once a year without affecting their credit. This can help you take the first step toward a safer purchase.
Another thing you should keep in mind when investing in a new car is selecting an affordable option. The last thing you want is to go for a used car you cannot pay for responsibly and further damage your credit. Keep in mind that “affordable” is not a synonym of bad quality. Generally, all used vehicles in a dealership have to go through thorough examinations and tests to ensure quality and reliability. That being said, you need to focus on a car you can pay for so you can enjoy your new ride and stay on top of your monthly obligations.
Another essential aspect of your bad credit loan is gathering and presenting all the relevant documents. Most lenders will ask you for specific documents to prove your identity and place of residence. Things like utility bills and W-2 forms are standard documents a lender may rely on for this purpose. You should make sure you have all the proper documentation on hand to ensure a more expedited process.
If you are looking to invest in a new car in South Jersey but have low credit, you need a dealership who can help you get the car you need, despite your financial situation. There are, however, other characteristics you should look for when deciding on your dealership. For instance, you should look for a dealership that can offer you a wide variety of vehicles. The last thing you want is to go to a dealership where they expect you to choose from only a few cars.
At Apollo Preowned Auto, we can provide you with a wide range of vehicles, both foreign and domestic, so you have the chance to select the car you want. A great dealership should also be able to provide you with additional services to compliment your purchase. At Apollo, we can provide you with excellent services, including auto detailing, bodywork, oil changes, and other services.
Make sure you are selecting a dealership that can provide you with a car loan even if you have bad credit. As you may know, an auto loan can help you through the car-buying process and help you get a better offer on your monthly payments (paired with your down payment, if you have one). At Apollo Preowned Auto, we can help you get the loan you need even if your credit is not perfect. Thanks to our long-standing business relationships with some of South Jersey’s top financial institutions, we are able to make offers others cannot match. Let us help you through the whole process.
If you or someone you know is looking to invest in a new set of wheels and has bad credit in South Jersey, we can help. Backed by decades of experience, we know what it takes to get the car you want, even if your credit is not excellent. We can help you get the vehicle you want through a seamless, hassle-free process. Trust in our professionals for all your car-buying needs. To learn more about all of our services, call our offices today at (856) 347-5091.