The U.S. has been facing a tough financial situation for years. As a result of this unfortunate reality, many people have struggled to stay afloat and meet their obligations, which may have led to a downward slide in their credit history. Many people with low credit scores may believe that buying a car is next to impossible. The good news is, you can get a vehicle even with a poor credit score.
To learn more about all of our services and how we can help you get a car with credit, call Apollo Auto today at (856) 347-5091.
Many people may be feeling apprehensive when it comes to buying a car, especially if they don’t have an excellent credit score. Your credit score is used for many different things, such as buying a property, finding a job, and acquiring a new vehicle. While having a good credit history is always recommended, having a less than stellar report on your credit doesn’t automatically disqualify you from getting the car you want and need.
Buying a car with bad credit requires you to analyze and assess your current financial situation. One of the very first things you should do before investing in a new vehicle is to verify your credit history and score. Reviewing your credit history can help you avoid common mistakes, such as making decisions based on assumptions on what your credit may or may not be. There are three major credit bureaus in the U.S.: Experian, Equifax, and TransUnion. These bureaus monitor and report the credit history of consumers every year.
Your credit score will increase or decrease depending on different factors like your payment history, loans, and credit accounts. Different categories determine the status of your credit. For instance, an excellent credit score would be between 781and 850, while a bad or poor credit score would fall between the 500 and 600 marks. No matter the number on your score, you can still get a car.
If you find yourself in a bad credit situation, there are ways to improve your score so you can take advantage of better offers. For instance, try planning your purchase a year in advance. During this time, meeting your financial obligations on time can help you increase your score and your chances at getting a better deal on your purchase.
Not every car dealer can lend a helping hand to a person with low credit. It is essential to find a dealer who understands your situation and can give a helping hand so you can get the car you want. Apollo Preowned Auto has worked closely with some of New Jersey’s top financial institutions for years. That is why we can offer financing loans, even with bad credit. We can help you to get approved in a matter of minutes. You can call us or visit our page online; fill out our financing form and we will get back to you in no time.
Many people may consider a brand new, zero-mile vehicle as their next significant investment. This can be a problem, especially if you are in a tough financial situation. However, there are options available to those looking for a high-quality vehicle at an affordable price. For years, pre-owned cars have been favored by many people because of the benefits available to customers.
One of the main reasons you should consider a certified pre-owned car is its affordability. Many used vehicles – including recent models – are sold at a better price than the original dealer’s price tag. Therefore, you can save money and still get the vehicle you want and need. Another benefit you can get from investing in a used car is the quality. Many people tend to think of pre-owned vehicles as useless pieces of junk. However, this is not true. Before being included as part of a dealer’s inventory, pre-owned cars must go through thorough inspections.
At Apollo Auto, we make sure that every vehicle in our inventory goes through a 360º, top-to-bottom evaluation. We only accept a car into our stock after we have made sure it complies with today’s quality standards. We would never sell a car we wouldn’t own and drive ourselves. Our dedicated and experienced team of professionals can help you choose the vehicle you want, even with bad credit.
If you or someone you know is having credit problems, but still needs a vehicle, Apollo Auto may be able to help. Don’t let a low credit score stop you from getting the car you need. To learn more about all of the services we provide, give us a call today at (856) 347-5091.